Founding member campaign

Auto insurance founded by the people who drive.

Full coverage from $100 a month. No credit checks. No penalties for things outside your control. Rate locked at signing. Built by a driver, for drivers.

Choose your pledge Read our story

Founding members

Total pledged

$7K

Funding goal

$10M

Campaign progress

What founding members get

Rate locked for life

Your founding member rate never increases at renewal.

Founding member badge

Permanent recognition as a builder of Fair Road.

Monthly discount

Permanent $10 off your monthly premium forever.

First access

Priority enrollment when we launch in your state.

Choose your pledge

Pledge with pride and lock in your founder benefits.

$50

Driver

Rate lock
Founding badge
First access

Pledge $50 ↗

$100

Road owner

Rate lock
Founding badge
$10/mo discount
First access

Pledge $100 ↗

$250

Founding partner

Rate lock
Founding badge
$10/mo discount
First access
Quarterly updates

Pledge $250 ↗

Referral tracking built directly into the platform.

Every policyholder gets a unique referral code
Share it with friends and family
System tracks automatically and applies $50 credit at next billing cycle
No manual processing needed

Our story

A driving life built the company behind the coverage.

I spent 45 years as a driver and never had a great credit score. But I never missed a premium payment. For decades the insurance industry told me my credit score made me a risk. It did not. My driving record told the real story. So I built something better.

— Founder, Fair Road Insurance · Retired driver · 40 years in technology

Full refund if we do not launch · Missouri based · Launching 2027

fairroadinsurance.com

Be part of the founding launch and help shape the future of fair auto insurance.